RISK DISCLOSURE Last Updated: April 8, 2026 These Terms of Use ("Terms") are entered into by and between you ("User," "you," or "your") and Champs Only, LLC, a Florida limited liability company, with a principal place of business at 1100 Brickell Bay Dr, Miami, FL 33131 ("Company," "we," "us," or "our"). These Terms govern your access to and use of the arbs.xyz platform, including all content, functionality, software, analytics, and services offered through the platform (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you must not use the Services. PLEASE READ THIS RISK DISCLOSURE CAREFULLY BEFORE USING THE PLATFORM This Risk Disclosure forms part of the Terms of Service between You and ChampsOnly LLC ("the Company") and is incorporated therein by reference. By accessing or using the Arbs.xyz platform (the "Platform"), You acknowledge that You have read, understood, and accepted the risks described in this document. This document is not exhaustive. Trading and financial activity always carry risks that may not be fully anticipated. The risks described here are those the Company considers most relevant to users of the Platform, but other risks may exist. 1. NO GUARANTEE OF PROFIT Prediction market arbitrage is a strategy designed to exploit pricing inefficiencies between platforms. While the mathematical structure of an arbitrage trade — buying YES on one platform and NO on another for a combined cost below $1.00 — is intended to produce a guaranteed outcome regardless of the event result, this does not guarantee profit in practice. Real-world conditions introduce variables that can prevent the theoretical outcome from being realised. You may lose money. You may lose all of the capital you deploy on a given trade. Never trade with money you cannot afford to lose entirely. 2. ADVERSE RESOLUTION RISK The most significant risk specific to prediction market arbitrage is adverse resolution: the scenario in which two platforms resolve the same underlying event differently. For example, Platform A may resolve a market as "YES" while Platform B resolves the corresponding market as "NO." In this scenario, both legs of your arbitrage trade lose simultaneously, resulting in a total loss of the capital deployed on that trade. Adverse resolution can occur due to: • Differing resolution criteria between platforms for the same event; • Ambiguous event outcomes that platforms interpret differently; • Disputes over the timing or definition of an event's resolution; • Platform error or technical malfunction during the resolution process. The Company's Platform includes an AI-powered Match Verification system and Risk Analyser designed to flag potential resolution mismatches. However, no automated system is infallible. You should always independently read and compare the resolution criteria on both platforms before placing any trade. The Company accepts no liability for losses arising from adverse resolution. 3. LIQUIDITY RISK The prices and spreads displayed on the Platform are sourced from third-party prediction market platforms and may not reflect the prices at which You are able to execute a trade. Factors that can prevent You from filling a trade at the displayed price include: • Insufficient liquidity or order book depth on one or both platforms; • Rapid price movement between the time You view an opportunity and the time You execute; • Platform-imposed order size limits; • Network delays or technical issues during execution. If You are unable to fill both legs of a trade at the prices required to generate a positive spread, the trade may result in a loss. 4. EXECUTION RISK AND HUMAN ERROR Prediction market arbitrage requires precise execution of two separate trades on two separate platforms, often within a short time window. Errors in execution — including buying the wrong side, entering the wrong quantity, or failing to complete both legs of the trade — can result in an unhedged position and significant losses. You are solely responsible for the accuracy of your trade execution. The Company's calculator and position tools are provided as aids only. You should verify all calculations independently before placing any trade. 5. PLATFORM AND COUNTERPARTY RISK The prediction market platforms through which You trade are operated by third parties over whom the Company has no control. Risks associated with these platforms include: • Platform downtime, technical failures, or outages during critical periods; • Suspension or restriction of withdrawals; • Platform insolvency or cessation of operations; • Changes to platform rules, fees, or resolution criteria; • Regulatory action against a platform resulting in restricted access or loss of funds. The Company makes no representation regarding the financial stability, regulatory compliance, or operational reliability of any third-party prediction market platform. You should not deposit more capital on any single platform than you can afford to lose entirely. 6. REGULATORY AND LEGAL RISK The legal status of prediction markets varies by jurisdiction and is subject to change. Some jurisdictions classify prediction market contracts as gambling, financial instruments, or otherwise regulated activities. Regulatory changes — including new legislation, court decisions, or enforcement actions — could restrict or prohibit access to prediction market platforms in Your jurisdiction, potentially trapping capital or rendering open positions unresolvable. It is Your sole responsibility to ensure that Your use of prediction market platforms and the Arbs.xyz Platform is lawful in Your jurisdiction. The Company does not provide legal advice and makes no representation that the Platform or any prediction market platform is lawful for use in any particular jurisdiction. 7. TAX RISK Profits generated through prediction market arbitrage may be subject to income tax, capital gains tax, or other taxes in Your jurisdiction. Tax treatment will depend on Your personal circumstances, the nature of the activity, and the laws of Your country of residence. The Company does not provide tax advice. You should consult a qualified tax adviser regarding the tax treatment of any profits or losses arising from Your trading activity. 8. INFORMATION AND DATA RISK The data and market information provided by the Platform is sourced from third-party prediction market platforms and is provided for informational purposes only. The Company does not guarantee the accuracy, completeness, or timeliness of any data displayed on the Platform. Data may be delayed, incorrect, or incomplete due to third-party data feed issues, API limitations, or technical errors. You should independently verify all market data before acting on it. 9. NO FINANCIAL ADVICE Nothing on the Platform constitutes financial advice, investment advice, or a recommendation to engage in any trading activity. The Platform is a software tool and information service only. All trading decisions are made solely by You, at Your sole discretion and risk. The Company is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory body for the purpose of providing investment advice. 10. ACKNOWLEDGEMENT By using the Platform, You acknowledge and confirm that: 1. You have read and understood this Risk Disclosure in full; 2. You understand that prediction market arbitrage involves significant financial risk, including the risk of total loss of capital deployed; 3. You understand that no profit is guaranteed and that past performance is not indicative of future results; 4. You are trading with capital that You can afford to lose entirely; 5. You are solely responsible for all trading decisions and their consequences; 6. You have sought independent financial, legal, and tax advice as appropriate for Your circumstances; 7. You are legally permitted to use prediction market platforms in Your jurisdiction; and 8. You accept these risks voluntarily and without duress. This Risk Disclosure was last updated on 8 April 2026.